Referred

PRIVACY POLICY

1. INTRODUCTION

Refer LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our referral marketplace platform (the "Platform").

By accessing or using the Platform, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Platform.

2. INFORMATION WE COLLECT

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("Personal Information").

A. Information You Provide to Us

  • Registration Data: When you sign up as a Local (Referrer) or Merchant, we collect your full name, email address, phone number, and password.
  • Merchant Business Data: If you are a Merchant, we collect your business name, address, website URL, and details about the services you offer.
  • Payment & Financial Data:
    • WE DO NOT STORE FULL BANKING CREDENTIALS. All financial data (bank account numbers, routing numbers, credit card details) is collected and processed directly by our third-party payment processor, Stripe.
    • We may collect partial payment information (e.g., last 4 digits) or tax identification numbers (SSN/EIN) strictly for tax reporting purposes (e.g., Form 1099-K) if required by law.
  • Communications: Any information you provide when you contact our support team or communicate with other users via the Platform.

B. Information We Collect Automatically

  • Usage Data: We collect information about how you use the Platform, such as the referral links you click, the pages you view, and the dates/times of your visits.
  • Device Data: We collect information about the device you use to access the Platform, including IP address, browser type, and operating system.
  • Cookies: We use cookies and similar tracking technologies to track the activity on our Platform and hold certain information (e.g., keeping you logged in).

3. HOW WE USE YOUR INFORMATION

We use your Personal Information for the following business purposes:

  • To Provide Services: To create and manage your account, track referrals, and facilitate the calculation of commissions.
  • To Facilitate Payments: To transmit necessary data to Stripe so that Merchants can pay Locals and we can collect our Platform Fee.
  • To Connect Users:
    • For Merchants: To display your business listing to Locals.
    • For Locals: To allow Merchants to identify who sent a referral (e.g., sharing your name with the Merchant so they can verify the lead).
  • Communication: To send you administrative information, such as updates to our terms, security alerts, and payment notifications.
  • Fraud Prevention: To monitor and prevent fraudulent referrals, spam, or abuse of the Platform.
  • Legal Compliance: To comply with applicable laws, including tax reporting obligations (IRS) and responding to lawful requests from public authorities.

4. SHARING YOUR INFORMATION

We do not sell, trade, or rent your Personal Information to third-party advertisers for their marketing purposes. We share your information only in the following situations:

  • With Service Providers: We share data with third-party vendors who perform services for us, specifically:
    • Stripe: For payment processing and identity verification.
    • Hosting Providers: (e.g., AWS, Google Cloud) to host our Platform.
    • Email Services: To send transactional emails.
  • Between Users (Essential for Functionality): When a Local makes a referral, the Merchant may receive the Local's name and details of the specific referral to verify validity.
  • Business Transfers: If Refer LLC is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
  • Legal Requirements: We may disclose your information where we are legally required to do so to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process (e.g., in response to a subpoena).

5. YOUR DATA RIGHTS & CHOICES

  • Account Information: You may review, update, or delete the information in your account at any time by logging into your account settings.
  • Marketing Emails: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails. (Note: You will still receive administrative emails regarding your account and payments).
  • Account Deletion: You may request to delete your account. Note: We may retain certain financial transaction records for a period of time (typically 7 years) as required by tax laws and financial regulations, even after you close your account.

6. DATA SECURITY

We use administrative, technical, and physical security measures to help protect your Personal Information.

  • All payment data is handled via PCI-DSS compliant providers (Stripe).
  • We use SSL encryption for data in transit.

However, please be aware that no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

7. CHILDREN'S PRIVACY

Our Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will delete that information.

8. CALIFORNIA PRIVACY RIGHTS (CCPA)

If you reside in California, you may have specific rights. Although Refer LLC is based in Florida, if we meet certain thresholds of data collection from California residents, the California Consumer Privacy Act (CCPA) may apply.

  • Right to Know: You may request a copy of the specific pieces of personal information we have collected about you.
  • Right to Delete: You may request that we delete your personal information, subject to certain legal exceptions (e.g., tax records).
  • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights.

To exercise these rights, please contact us at the email provided below.

9. INTERNATIONAL DATA TRANSFERS

Refer LLC is based in the United States. If you are accessing our Platform from outside the United States, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we share it. By using the Platform, you consent to this transfer.

10. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Effective Date" and the updated version will be effective as soon as it is accessible. We encourage you to review this Privacy Policy frequently to be informed of how we are protecting your information.

11. CONTACT US

If you have questions or comments about this Privacy Policy, please contact us at: Refer LLC founder@refertoday.io or reach out via our contact page.